A OTD Bochur of Rav Chaim Brisker saw him after he became OTD and said, Rebbe I have many questions
Rav Chaim said, Ill answer your questions on condition you had these questions before you were OTD, otherwise they are EXCUSES.
OP said when he schnoors he is upset when people only give him $1 instead of $20 . He calls the giver CHEAP for not given the $20. He should be happy the giver gives whatever they give even if its a Penny.