Smartcookie the problem is that a lot of the folks who win 1-4 million think they are suddenly very rich, they are not. If you win 1 million its not like they give you a check for $1,000,000 you get a yearly check for say $50,000. Now $50,000 is a nice chunk of cash but its not millions. If you take that money and pay off your house with it that is pretty smart, if you take it and then go crazy and buy a million dollar mc-mansion you are going to go broke (not you personally)
As close as I get to the lottery is working for internet startups. (so far I have had 1 of 4 pay out, and it was a lot less than a million)