my personal philosophy is that since it is a mitzva to live in EY, every moment you spend there you are constantly accumulating mitzvos. these merits will protect you wherever you go. therefore, it is in fact the safest place to live.
and even if someone would c’v die–1)it was going to happen at that moment anyway, like the previously-referenced gates of lud situation and 2)it’s the best place to do it, no? (sorry i’m being so morbid :))
(that was a smiley with a double chin. paa, for the record, i just adore smileys. i use them all over the place, even in essays 😉