logician, I am profoundly insulted by your assumption that working full time means you cant learn. I know a (married) guy in his 20s who learns for an hour or 2 before davening at a 7 or 730 minyan before going to work and also has a night seder chevrusa for a few hours.
If someone has a normal 9-5 job, there is plenty of time to learn if thats your priority, and the point is, there are guys who recognize they cant learn full time, but still have the priority to learn when they can