No, it’s still not your cheshbon to tell someone else to live b’dachkus (or even to think that way). That’s called achzarius. Yes, someone should be willing to live in poverty to be able to learn, but Chazal were obviously not saying this as an excuse to withhold tzedakah from poor talmidei chachomim; aderaba, as I’ve mentioned and sourced (Ahavas Chessed from the Chofetz Chaim), it is the highest use of tzedakah money.
As an aside, R’ Chaim Ozer is quoted (Artscroll’s “Reb Chaim Ozer”, pg. 111) as (humorously) explaining the gemara in Nedarim (.?”?) which says ????? ???? ????? ???? ??? ???? that it’s because they don’t have seforim.
So maybe you should go around stealing everyone’s seforim. 🙂