Oh. I wouldn’t worry about FDIC funds drying up while Bair is in charge. Last time there was a threat of the FDIC running out of funds, she ordered a seize of Washington Mutual and then sold the assets to JP Morgan. The FDIC (OTS) earned an easy $1.1 Billion on that transaction. You’re in the clear.
I look forward to the Bair Witch Trial at some point in the future, but until then depositors need not worry.