ilovetorah – I’m sorry, I really am, but the facts of the case are that you’re wrong. I dearly wish that it wasn’t so but it is. Believe me, I learned in one of the largest yeshivas in the world and the vast majority of bochurim and yungeleit, though they are machshiv the time they spend learning, do not do nearly as much much as is made out. Plenty of sedarim are spent half-learning, half-shmoozing. A fair number of yungeleit don’t even make it to the beis hamedrash. And don’t get me started on how many times a seder some guys need to have half-hour long coffee/cigarette breaks. The fact is that most guys will admit that they probably aren’t cut out for full-time learning but are scared to go and work, or find that being supported by parents/parents-in-law is just far more convenient – they may not have much money but at least what they do have they got given and frankly many working guys have just as little money that they slogged their guts out for, so why bother if you can just have it given to you?
It is not motze shem ra, and definitely not bizui talmidei chachomim (seriously, you believe every guy in kollel is a talmid chochom?!), to tell it as it is. The vast majority, yes vast majority, of guys in kollel are simply not full-time learners. Sorry.