Ubiq: You’re welcome…
However, benignuman seems to disagree with you about employees costs not going up under Obamacare. Perhaps not premiums in his case, but he cites a few examples of types of out-of-pocket costs that have gone up every year since Obamacare began. Every employer seeks to pay less, not more, so to fight rising premiums they’ll choose the plan that’s least costly for them, and likely costlier for the employee.
I need to mention again that health care costs have been steadily going up before Obamacare as well. What’s driving the increases nowadays (which I wasn’t aware of earlier so I didn’t mention it) are the cost of mental health, and simply more people consuming more medical care.