MA -“more money then they could afford for more fancy clothing?”
A person shouldn’t buy fancy clothing, whether they can afford it or not!
IDK, if you’re married or not, but the implication is that she’s asking her husband for money for clothing. All expenses have to be divided equally, after that they can split up the extra money whether it’s for her to buy fancy stuff or for him to buy golf clubs! (I actually am not into golf.)