For the record, I am speaking from experience. I know it is hard not to give when you want to and want to help. Remember that you have more than just money. Remember that even money comes from blessings.
When I was in Jerusalem, I gave the guy selling red strings a bracha.
I asked Hashem to give him parnassah. Then I asked Hashem to give him nachas. Then he told me that he needed a kallah, so I asked Hashem to give him a kallah.
He said “Amen.” and “Amen.” and “Amen.”
That moment of eye contact and blessings, that is what I had to give that day.