Shopping, you are right, I am talking about Israelis. American Israelis have not gotten used to the system and if they date among their own, they can follow their own rules. But if their children want to date Israelis, they have a problem. Chasidim split 50/50, but still, they need to come up with 1/2 an Apt for all their kids, instead of a full apt for around 1/2 their kids. Ger solved the problem awhile back by starting communities in far-flung places like Ashdod and Chatzor Haglilit and forbade couples from buying in Yerushalayim. The advantage is that you can go far away and still have a strong community, while for the litvish couples to go out to the cheaper peripheral towns they are generally going without the infrastructure/community.
Shopping, can I ask how the newly married American-Israeli couple, where the husband is in kollel and the young wife may or may not have a job, can save for a downpayment, even if they are not paying rent?