CTL, I do not understand how a frum Jew can be a social liberal. Being a scial liberal means supporting toeva “marriage”, forcing bakers to bake cakes congratulating them, banishing religion from public life even if it a general monotheistic statement, “no” to school chocie legislation, etc. I do hope, however, that you follow other Americans into retirement in EY soon.
Mentsch, maybe you should not be makpid on maaser kesafim. According to some opinions it is only middat chassidut. Even according to the machmirs it only applies to income after expenses.