Reply To: The Significance of Chodash Elul

We can look at Elul as someone borrowing on installments. If he waits to pay off the loan at the end, it is very hard, so he should pay it off in installments. Similarly, our debt to Hashem for our sins can be paid off through teshuva at different installment times, every night, once a week, once a month or at the end of the year Elul. It aso accumulates. Don’t wait to your last day of life because we don’t know when it will be.