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Perhaps if all the appeals were for only those who are Rabbeim in schools this discussion would be more on target. Notice that unfortunately the tzedkah appeals are across the board of the entire community. Perhaps a better solution going forward would be an initiative to make available subsidized plans for the Jewish community. Those wealthier members of the community would probably not apply or we could ask them to donate toward the full cost. If you add up the funds raised from just a few of the appeals you will see that they add up to several million dollars. That could better be spent toward subsidizing such a program and would also encourage more people in our communities in taking the trouble to get a policy. My guess is that there are many out there who have not gotten insurance simply bec. they never took the time to sign up for it. It becomes one of those things that are “yeah I guess its important but I will do it one day”