HaKatan: If housing prices are too high, move to a cheaper location or move to a smaller apartment. If tuition is too high (or rather the “discounts” offered are too low), move to a cheaper school. While it is nice that some frum Jews can afford upper crust areas such as Nassau County or New York City, that does happen to be among the most expensive places to live. Overall in America, there is a steady migration from high-cost areas to affordable areas.
Perhaps should you be asking if there is an upper class frum family financial crisis?