Actually it seems to me that the reason for the many “luxuries” we see now is pretty much because of what you see as the result of most socialist/economic economies.
You can either be rich or poor, or single.
Rich can afford life, poor is supported by the government, single has no expenses.
However middle class families need to earn a salary that forces them to pay taxes that can only be afforded by the wealthy, so as such they must stay poor.
Because of this fact there are many wealthy people in the Jewish Community and many poor and a vanishing middle class.