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as redleg says, people are not very good at estimating low probability events – falling of the 6ft platform, catching COVID from short encounters, crossing street in dangerous places.
to see the value v. cost of such procedures, you can sometimes conduct a social experiment. Compare two localities with different rules or different attitudes towards rules and look at the accident statistics.
for example, look at statistics before and after a new OSHA rule is in place. Or nearby cities in different counties or states with different rules. Upon someone’s claim here that Jewish communities are doing fine under COVID without a need to bother, I looked up death rates in Lakewood and surrounding communities and saw a factor of 2x difference (or 4x if you adjust for Lakewood younger population).