Time for us to wake up and FACE REALITY
When it comes to financial management start to live more by remembering one sentence and going by it.
GET WHAT YOU NEED AND NOT WHAT YOU WANT.
sure we can all enjoy a date out to the restaurant but to go out just to Have a steak is called crazy. Sure we all can use a vacation after a long hard year of work or learning and have a nice time with our family BUT there’s no need to travel all the way to Israel or even to Florida etc…. You can go to closer to home like Pennsylvania if your from the east coast and your family won’t even know the difference versus Florida and enjoy many places there much closer to home and MORE AFFORDABLE by FACING REALITY.
we can’t live with three cars and go on three vacations every year and then be surprised when we are causing ourselves to go into debt if we don’t know how to FACE REALITY and make a budget of everything from income to expenses so you will know at the end of the year where you are holding financially. Are you Boruch Hashem just making it through or even putting away into savings account money for a future child’s wedding or vice versa going into debt C”V?
A financial advisor