Dr. Pepper, this is how free market works – people are trying to do things, some more, some less risky, and some of them work out. You mentioned insurance problem. We, “the people”, had lot of unsolvable problems – horses were hard to feed, wheat was hard to mill, houses were only 2 floors high, and cows were killed to write on scrolls… somehow, people solved many of these problems, so don”t be so upset about the remaining ones.
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