On ACA: my experience as a small business owner is similar to Dr Pepper – huge increases in deductibles and gradual increase in premiums for business medical insurance. My overheads are tolerable only because my employees run huge salaries as professionals. I can’t imagine what is happening with small companies and low-tech employees. I presume they all use subsidized plans, so market is destroyed.
choices went from 4 to 2, or almost 1.