GH,
Does your Am Hoaratzus, with all the attendant attributes described in the Gemara, which you constantly and readily display stem from a lack of mature discipline, or are they two different failings?
Yes, people who learn Halacha, take it seriously and are disciplined do know how and when to act. That is one of the defining attributes of frum people, certainly those who are חרדים אל דבר ה׳