If I truly meant anything negative by it, I would have used it consistently, but plainly in the next sentence I said “Schwab.” It was a cute-ism if you will, not intended to demean or insult.
Yes, I often do actually. In the above case, I am not stating that I am 100% confident how a court would rule – merely that it is not a foregone conclusion.
Also, you still haven’t informed me of your qualifications to engage in legal debate. I think it’s only fair, since you questioned mine and have engaged in FAR more conclusory statements (i.e., where you claimed to examine a statute and were positive that Purim was covered – and then couldn’t even point me to your source or the statute).