bored@work
Maybe start by cutting down now. You might say, why should I? But maybe you should. Maybe cut out your trip to FL and ask your parents for a portion of the money to put away for when you get married. If your parents are the type that will look at you funny, maybe tell them that you know they will be spending a lot more on you when you get married and you feel that you don’t need two trips in a row right now (you might feel pretty exhausted after all that traveling anyway…)
You mention that you need your clothing but it’s good that you have already. It doesn’t last forever and if you have a need to shop YOU WILL SHOP! Besides when you need maternity iy”h, that can be a big expense. Are you prepared to buy the bare minimum (2-3 tops, 1-2 skirts, 1-2 shabbos outfits)?
I think the only way to know is if you are able to cut down now. If you can’t than you won’t once you get married.
(The truth is, I am definitely living with less than I did before I got married but not drastically less. I never felt deprived as a girl but was not spoiled either. Also my parents gave us an allowance that we used to spend on all our “extras” so I think that gave me a little preparation for spending as a married.)
Hatzlocha rabba wherever life takes you. Keep in mind that when your bashert comes along, hopefully everything will just fall into place. Daven for siyatta dishmaya that you get the right one!