In a few lines, this is going to revert to the debate about kollel or no kollel.
All I want to point out to jothar is the fact that, even with the stipends for bnai yeshiva in eretz yisroel and some welfare help here in the US, the vast majority of these families live in the most impoverished circumstances, are a too-heavy buren on theri paretns and families and sned their wives out to work in multiple jobs. To my humble estimation, this is NOT the way Torah meant it to be. To be really effective, cut the number of Kollel-guys by ninety percent and give the remaining ten percent a living wage.