“yafeh torah im derech eretz” if your father in law is easily able to support you? kol hakavod. if you can live reasonably off just kolel money? kol hakavod. however, suppose your father in law gets sick, and needs the $$$ to pay medical bills…suppose your kolel loses money and needs to cut back on stipends…what then? have a fallback, a skill, a trade, that way you can still support your family without being a strain on others. granted knowing a trade doesnt guarantee a job, but it certainly helps! there is no reason to go through life completely dependant on others, a person should always try to minimize his burden on the tzibbur. now i know that in some cases people just run into unfortunate circumstances, and need tzedakah…but if you can work and not take that tzedakah…then do so
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