This is not the proper thread, but if you want the “sem” experience, without the term papers and
Ramban memorization at a quarter the price, then find a kollel family to board with for say $100 a week for 3 months. In exchange for food and shelter, you will help out (think chessed family, but full time, instead of becoming a greater expert in Ramban then the Ramban himself) with the household, and you get 2 days a week to yourself to go on organized tiulim. What do girls talk about when they are back from seminary, the number of Rambans they memorized? The number of tests they crammed for? Or, the families they met, the kosel and other mikomos hakdoshim? Oh, and Ms Face, no essays to write. None. An added benefit is that these families in E’Y will have a revenue stream, they didn’t have before and people won’t go broke so their daughters can have “their year in sem”.