Hawaii IS in the USA.
I am very sensitive about this issue as a minor (age 17 and a half) conned my parents out of $200 a few decades ago, with a sob story about his father being hospitalized and he needed the money to buy tools to be an apprentice repairman. He was a Yeshivah acquaintance of my brother’s, so my parents never questioned his story, until the repayment (that was to be made at the end of two weeks when he was to get paid that amount), stretched into two months where we could not find him or have him return calls. My parents spoke to his parents and they flatly refused to be achrayim on their son’s gneivah, though they were well aware he had scammed other frum couples in a similar manner before for a couple of years.
I have to say, if one of my children in their minor years chalilah caused financial injury to someone, I would be mortified not to make good on it, as clearly something did not filter through regarding honesty, in my kid’s upbringing. I would make that child pay ME back in spades, but I would see to it that the injured party was compensated properly, immediately.
PS, almost a year had passed and it was erev yom kippur. The boy’s parents called my father to ask his mechilah and paid back the money that their son stole from him.