Another reason I won’t give over the phone is that what 100% assurance do I have that the person taking my payment info is the person they alledge to be, representing an authentic tzedakah. There are notorious callers who do things like call with a slightly different name then the real one, so the listener probably won’t pick up the difference, and in reality, it’s a scam. I ask for an envelope, and refuse to commit to an amount, because what if, for whatever reason, I don’t have the funds I pledged when I get the envelope. If they’re not willing to do it that way, i tell them then they’ll get zero.
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