Wolf, are you suggesting that in fact if one does not give the maximum amount- 20%, then he should feel guilty?
No, I am not. That amount is optional. Now, please answer my question. Are you proposing to say that one should not engage in any discretionary spending (i.e. a second shirt, to use your example) as long as there are needy people anywhere in the world?
And if not, then what, exactly, are the guidelines you are proposing?
The Wolf