By the way, please take my advice about private insurance very seriously. There is now a doctor’s strike in EY because the doctors are fed up with getting bank teller salaries. (Some of the butchers from the FSU who “practice” medicine in EY are overpaid even at a dollar an hour as they would never get licensed in the US or Canada, but there are many fine doctors in EY who have had enough of the system and just can’t take it anymore.)
Those who have private insurance of the type I recommended probably are not affected by the strike.