mdd – The problem isn’t that e/o does like the Mishna of Asay Torasecha Kvah V’melactara Aray.
You’re confusing the issue. Kollel nowadays doesn’t include any work at all. A perfect example of the Mishna is the Chofetz Chaim
who owned a grocery store. They say he worked a tiny bit in the morning, just to get some money for that day, and then either his wife took over or he closed it and went to learn.
Chazal say Asarah Batlonim Beir. This doesn’t mean that you’re allowed to have ten guys doing nothing all day. This means that the city is only required to support ten people whom are learning all day and not doing any work! Is this what your average Kollel looks like, not in some way out of town place?