cherrybim; It’s like a non-Jew (Noahide) who borrows $100 from one Jew and returned it to another Jew. Tzedaka is not (L’havdil) Hertz or Budget car rental.
p.s.: Chapt(z) arain the comments on this topic. ‘Cuz I have a feeling that the mod(s) are going to close it soon.