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All our kids take out student loans the rates of interest of which are usually quite favourable to the student and most of all teach the student the importance of standing on their own two feet and making a committment to their future. Sure kollel payments help too as are applying for available scholarships. We as parents know our duty to our kids to make them independent and self reliant. Not easy. All my kids have part time jobs. They also do not select brides on the basis of financial support. Now my eldest work they are able to pay loans
back quite comfortably. Why? They are all qualified and in paid employment.