Ctrl Alt Del…
You are absolutely correct, BUT – don’t talk about doing “my own hishtadlus” on this site or you will be labelled an apikores. YW commenters are all tzadikim g’murim, and as such need only rely on more tefila, learning, teshuva, etc. – and HaSh-m will do the rest. To say you have to do hishtadlus means you don’t REALLY have emunah – at least to many contributors here.
I wont repeat it now, – but I’m sure most of you know about the guy in the flood and the rowboat that came to rescue him…