For me, I say that if the words are ok and the artist is a decent, neat person, it’s fine.
One example is Mark Knopfler. He worked as a journalist and graduated univerity with a degree in the English language before becoming an artist. Many of his songs are of a type you wouldn’t really find anywhere else. Look up “Sailing to Philadelphia”, “Piper to the End”, or “So far from the Clyde”.
Tell me which modern-day singer can take something from history of 250 years ago (the Mason-Dixon line, the background of Jeremiah Mason and Charles Mason) and turn it into a song?
There is a big line between real, serious artists and the other type.