In secular law, the borrower can declare bankruptcy to get out of the loan completely. There is no parallel in Judaism.
There is actually a slight parallel in ?????? ???? ???, see CM 97.
Charlie: Nice to see you back. I see you commenting sometimes on crosscurrents, but I don’t like to comment there because they are so obsessive about anonymous posting, and there is no way I’m posting under my real name anywhere. I’ve got a career to worry about.