Yitayningwut says, “[T]he Taliban fellow is no more a “bad” person than a frum Jew who never thought about his or her General Way of Life.”
This is where I disagree. Being brought up bad makes you bad, although it may not really be your fault. Beis Din Shel Matta has a Chiyuv to punish such a person, and is Mekayem ????? ??? ??????. Once he goes up, Hashem judges the heart.
Some people are lucky to be good, but they are good. Perhaps Zechus Avos assists in giving someone natural good Middos. Having good Middos, which makes Yiras Shamayim much more probable, no doubt brings him Zechusim. Hashem also sends Mitzvos your way. Not everyone is Zoche to give Tzedaka, to die Al Kiddush Hashem, to Duchen, to learn, or even to have proper Kavana. ?? ??? ??????.