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YWN Coffee Room » Decaffeinated Coffee

Small Business Saturday

(31 posts)
  • Started 1 year ago by gotbeer
  • Latest reply from DaasYochid

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  1. gotbeer
    It's a statement, not a question

    I don't mean this in a bad way but the whole point of 'Small Business Saturday' is to give a boost to the economy. Why then is almost every tzedakah organization telling you to give them the $25 ????? Don't they have enough Chinese Auctions and what not ?!?!?

    Posted 1 year ago #
  2. Ðash®
    Ъ$h@¢®•©Ôm

    You got it wrong, the point of Small Business Saturday is to encourage the use of American Express cards.

    © Ю

    Posted 1 year ago #
  3. YW Moderator-42
    Life, The Coffee Room, and Subtitles.

    What better way to boost the economy than to boost Torah learning!

    Posted 1 year ago #
  4. chofetzchaim
    Member

    Wow, I see about 20 tzedakas doing this at http://www.jdonations.com and I've gotten emails from many others who are not on that list. Looks like everyone is trying to take advantage. Why not?

    Posted 1 year ago #
  5. WIY
    Managed to post for 3 years without getting a subtitle

    Gotbeer
    The charities need the money. Just one example is the hurricane funds. It will cost millions to rebuild. Have they raised even half of what they will need?!

    Posted 1 year ago #
  6. golden mom
    Member

    pease beware many of my friends and family ran last time to stores with the amex card since its motzei shabbos the stores r trying to fit in as many customers as possible however one big mistake some stores did was they didnt close there cc terminals before midnight so therefore it went into account as sunday and nobody got thier $25 back from those stores

    Posted 1 year ago #
  7. gotbeer
    It's a statement, not a question

    @WIY: No one said that charities don't need the money. What I'm saying is that the whole point of 'Small Business Saturday' is to boost the economy and not to fund raise....

    @golden mom: FYI- I went to a store last year on Saturday night and got charged on Sunday morning. Amex saw that I was't the only one with this problem and reimbursed me and everyone else. So please tell your friends and family either to check their statements or to call Amex and get back their money $$$$$$$$$$$$

    Posted 1 year ago #
  8. popa_bar_abba
    Incorrigible; eccentric; somewhere between mean and average; sometimes only a bit over the top; arbitrarily engaged in cynicism.

    I don't mean this in a bad way but the whole point of 'Small Business Saturday' is to give a boost to the economy.

    That is simply false. The purpose of the promotion is to reward and incentivize stores that accept American Express, and to incentivize people to use their American Express card.

    Schools accept American Express, so they are part of the group which is meant to be incentived, and we are part of the consumer group meant to be incentived.

    Please take your mishigas and bury it in the East River.

    Don't they have enough Chinese Auctions and what not ?!?!?

    What an outrageous and ignorant thing to say.

    Posted 1 year ago #
  9. gotbeer
    It's a statement, not a question

    @popa: That is simply false. The purpose of the promotion is to reward and incentivize stores that accept American Express, and to incentivize people to use their American Express card.

    "What is Small Business Saturday®?
    Small Business Saturday is a day for everyone — from the business owners who create jobs to the customers who buy locally — to support small businesses that invigorate the economy and keep communities thriving.
    It began in 2010 when American Express founded Small Business Saturday to help small businesses get more exposure during one of the biggest shopping weekends of the year. Last year, over 100 million people came out to shop at independently-owned small businesses on the day. Now, in its third year, Small Business Saturday will be even bigger. American Express is offering free and easy-to-use tools to help small businesses get the most out of the day and tools for consumers to show their support."

    https://www.americanexpress.com/us/small-business/Shop-Small/

    @popa: What an outrageous and ignorant thing to say.

    Ayin Le'il ^.....VaHamaven Yavan.....

    Posted 1 year ago #
  10. popa_bar_abba
    Incorrigible; eccentric; somewhere between mean and average; sometimes only a bit over the top; arbitrarily engaged in cynicism.

    Sure, so we can add a third purpose: to get positive PR by looking like they are trying to help the economy.

    And they get that PR even if I give my money to a yeshiva.

    Posted 1 year ago #
  11. chofetzchaim
    Member

    To quote R' Shaffier (https://jdonations.mapletime.com/shmuz25/)

    Why is Amex doing this?

    For them it's part marketing, part their way of encouraging
    people to give. They figure if people use their Amex card for
    good causes, it makes them look good, and makes for more
    loyal customers.

    The bottom line is that this is a chance to donate $25 and it won't
    cost you a penny!

    ...

    PS- This is American Express's way of giving back to the community. You simply donate $25 to the Shmuz on your AMEX card, and that amount will then be refunded to your credit card. It costs you nothing. And the Shmuz gains!

    Posted 1 year ago #
  12. gotbeer
    It's a statement, not a question

    @popa & chofetzchaim: I think you missed the point, its called ' Small Business Saturday', not 'Charity Night'...............!!!!!!!!!!!!!!!

    Posted 1 year ago #
  13. thehock
    Member

    Actually, at least one charity is doing a gift card raffle for this pool of donors. So they are perpetuating the ideal of further stimulating the economy and small business activity....

    Posted 1 year ago #
  14. popa_bar_abba
    Incorrigible; eccentric; somewhere between mean and average; sometimes only a bit over the top; arbitrarily engaged in cynicism.

    gotbeer:

    My contention it would not matter to Amex if I give the money to a yeshiva or a liquor store.

    I think your response is that Amex wants to stimulate the economy and that will only happen if I give the money to a liquor store.

    You are incorrect for multiple reasons:

    1. If I give it to a yeshiva, and they spend the money (as they will), it will stimulate the economy just as well. (and yes, they also patronize many small businesses, and money is fungible).

    2. Amex does not care to stimulate the economy. They intend to incentivize stores to accept their card and for people to use their card, and to have good PR.

    3. This promotion is not even almost large enough to have any effect on the economy. The stimulus bill was like 1 billion times bigger than this, and may not even have had any effect.

    Posted 1 year ago #
  15. YW Moderator-42
    Life, The Coffee Room, and Subtitles.

    pba wrote:

    3. This promotion is not even almost large enough to have any effect on the economy. The stimulus bill was like 1 billion times bigger than this, and may not even have had any effect.

    Popa, I thought you were donating $25 Billion dollars to Darchei Popa with all of your AUs. That should stimulate the economy

    Posted 1 year ago #
  16. gotbeer
    It's a statement, not a question

    For all those who were against me last year should please reconsider their comments and know that my question last year wasn't out of hate but logic.
    This year, Amex isn't allowing charities for Small Business Saturday. Obviously bc they aren't small businesses.......Take that Popa!!!!!

    P.S. This year it's only $10 and stores have to register before hand.

    Posted 9 months ago #
  17. WIY
    Managed to post for 3 years without getting a subtitle

    Gotbeer
    I think that the fact that it was cut to $10 is because too many people used it last year (likely for charities) they are trying to save themselves money by cutting out the charities and lowering the amount to $10 and requiring businesses to register beforehand.

    Posted 9 months ago #
  18. DaasYochid
    a singular mind

    This year, Amex isn't allowing charities for Small Business Saturday. Obviously, last year it was allowed.

    FTFY

    Posted 9 months ago #
  19. gotbeer
    It's a statement, not a question

    Exactly my point, bc it's meant ONLY for small businesses.

    Posted 9 months ago #
  20. DaasYochid
    a singular mind

    They also eliminated the credit for online purchases. Does this mean, gotbeer, that anyone selling online is not a small business?

    Posted 9 months ago #
  21. DaasYochid
    a singular mind

    By the way, you're right that it's only $10 this year, but many stores are automatically registered. If they're on the Small Business Saturday Map, they qualify.

    Posted 9 months ago #
  22. YW Moderator-18
    Moderator

    Do you need to register your cards?

    Posted 9 months ago #
  23. DaasYochid
    a singular mind

    Yes, if you don't register your cards you won't get the credit. They also say that their are limited slots, so register early.

    Posted 9 months ago #
  24. Ðash®
    Member

    This year, Amex isn't allowing charities for Small Business Saturday. Obviously bc they aren't small businesses.......Take that Popa!!!!!

    I see a few charities on the Small Business Saturday® Map. I don't have access to AMEX's Shop Small business terms to see if charities are actually eligible. The relevant changes this year is limiting 1 credit per registered card and requiring in person transactions make this year's promotion less attractive for charities.

    © Ю

    Posted 9 months ago #
  25. DaasYochid
    a singular mind

    I saw the terms. Charities are excluded. From their website:

    The following types of merchants are not eligible: those that are part of a franchise brand with more than 100 stores (if a franchise brand has more than 20 corporate-owned stores, then the entire brand is excluded) and merchants who accept American Express Cards solely through a third party payments aggregator, including those that offer the ability to accept credit cards through a card reader attached to a mobile device, or as part of an affiliate program.

    Merchants in the following categories are also not eligible: government agencies, public administration, charities, non-profits, trade associations, shopping property management companies, direct sellers, and political organizations.

    Merchants that do not have a physical storefront or location are not eligible and will not appear on the Small Business Saturday Map which will be available from 11/21/13-12/1/13.

    Posted 9 months ago #
  26. CRuzer
    Member

    Remember, you can still spend the money at a small business on something you need, and then give the $10 you saved to tzedakah.

    So gotbeer, AMEX, and Hashem will be so proud of you.

    Posted 9 months ago #
  27. YW Moderator-42
    Life, The Coffee Room, and Subtitles.

    There is lemaysa a stira because it says specifically that charities are excluded but many charities are on the map.

    Posted 9 months ago #
  28. frumnotyeshivish
    as distinct from topknot yeshivish

    No stira. The map is to inform you which merchants have a physical location. A merchant may have a physical location, be on the map, and be ineligible for other reasons (eg nonprofit etc.)
    Nowhere in the terms does it say that all those on the map are eligible.
    It is also likely that AMEX will end up paying out to many that are ineligible.
    One can ponder whether it's:
    1. they don't care; or
    2. they care, but enforcing it would be too time-consuming/expensive.
    Within "2." one can question whether they have an expectation of self-reporting. I could imagine that each of these could have halachic implications.

    Posted 9 months ago #
  29. Ðash®
    Member

    No stira. The map is to inform you which merchants have a physical location. A merchant may have a physical location, be on the map, and be ineligible for other reasons (eg nonprofit etc.)
    Nowhere in the terms does it say that all those on the map are eligible.

    No. There are two different maps. The Shop Small Map is available throughout the year and there is a special Small Business Saturday® Map specifically for merchants in the promotion.

    What is the Small Business Saturday Map and how is it different from the Shop Small® Map? When will it be available to Card Members?

    The Small Business Saturday Map is an interactive map created to help Card Members find and shop at small businesses. It is also a resource for Card Members to find a qualifying small business location where they can redeem the American Express Card Member Offer for Small Business Saturday on 11/30/13. The Small Business Saturday Map will be available to Card Members from 11/21/13-12/1/13. Online-only businesses and businesses without a physical storefront or location do not qualify to be included.

    The Shop Small Map is an interactive map, available throughout the year (except from 11/21/13-12/1/13 when the Small Business Saturday Map is available), to help Card Members find and shop at small businesses. In addition to displaying merchants with a physical storefront, the Shop Small Map also displays merchants that only accept online transactions or those that do not have a physical business location. Merchants that only accept online transactions or those that do not have a physical business location will appear on the Shop Small Map until after Small Business Saturday, Nov 30, provided that they are eligible.

    How do I know that a particular small business location in my area is a qualifying location?
    To see if a particular small business location qualifies as a location where you can get the American Express $10 Card Member Offer for Small Business Saturday, please visit the Small Business Saturday® Map at ShopSmall.com.

    Of course the fact that it's on the map doesn't mean that the business was truthful in their application, but the FAQ seems to indicate that the consumer is not responsible to make that determination.

    © Ю

    Posted 9 months ago #
  30. YW Moderator-42
    Life, The Coffee Room, and Subtitles.

    I know of some tzedakahs that are on the map although they never "applied" because they were ineligible. I don't see any problem going over to one of these places on motzei shabbos to swipe my card...

    Posted 9 months ago #
  31. DaasYochid
    a singular mind

    42, I don't think you're right. It's probably mat'eh aku"m, since they explicitly exclude nonprofits, and the appearance on the map is surely a mistake.

    Posted 9 months ago #

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