why aren’t people discussing how we have to have a cheshbon hanefesh to figure out why this is happening
I think people are, but on this forum, there are different opinions as to whether what is happening is good or bad. I don’t think it’s as common to make a cheshbon hanefesh when good things are happening as when bad things are happening.
The gedolim in EY have said that we need to be mechazek ourselves in limud haTorah. I think we all have an imperative to make a cheshbon hanefesh, and we can certainly use improvement in our dedication to keeping and learning the Torah.