If you live in NYC (for some reason), you can become a LIRR employee. Otherwise living out of town (Eastern seaboard, Chicago, West Coast) is half the battle for getting a less stressful job, and you need less money to start with.
BoruchSchwartz – My understanding is that the actuary tests are crazy hard, and if you fail too many times then you get fired, and have to start a new profession. Sounds like a luckless job to me.