i think i posession, not asset.
my house is not so precious to me- it can be replaced if something were to happen.
if someone had millions of dollars worth of precious gems, wouldnt they take every precaution to make sure they were safe every second of every day? why are our children any different.
i am not saying that my children can be replaced monetarily. again, what i said is that if one would do x to make sure that nothing happened to a large sum of money, then it is common sense that one would go at least one step beyond that to make sure nothing happened to their kids.