maaseh with the Gerrer Rebbe of the bachur who came to him for a bracha, the Rebbe asked where he learned, he answered Ohr Sameach “but I’m not a baal teshuva”;whereas the Rebbe asked,”far vus nisht?”
b’makom shebaalei teshuva omdim, ain tzaddikim gemoorim y’cholim laamod
and finally (as I heard from an Adam Gadol) when it comes to shidduchim, gelt is nisht kein maaleh & yichus is nisht kein chisaron!