I see your point, jfem & PAA.
In that case we need to decide whether all individuals and families benefit from having a Kollel (or Kollels) in their community, making it a worthwhile endeavor, or not. (Personally I think the choice is obvious, on many levels, but I’m not the one calling the shots.)
Also, like catchyf, I have noticed that economic realities today are tough, and there are many working families that can’t make ends meet. They also put financial pressure on the rest of the community (as in not paying tuition). Are we proud and satisfied with the amount of Chessed that we are involved in on a communal and personal level? or do we feel overburdened?