MW13: “Call me an extremist, but somehow I think Hashem will also help those who give up helping themselves for learning Hashem’s Torah. “
According to that logic, one really does not need to give Tzedaka or feel bad for Kollel people because as you pointed out “Hashem will help them”. Unless I am g-d, the achroyos is not mine. Sure, it’s nice, etc, but now I can sleep at night knowing that the responsibility of paying rabbayim is not mine.