DaasYochid 🙂 Very good. There certainly is a difference between asking for my (or others’)money and taking someone else’s item, and for you to compare the two is certainly a “false equivalence”.
I’m not saying they should live B’Dachkus, I’m rather asking whether living B’Dachkus furthers their stated goal of maximization of Limud HaTorah or not. Does it? Chazal seems to say that it does.
nolongersingle – I now have to Cheshbon if I should give or not. I have stated an argument why perhaps I should not give to Adopt-A-Kollel. I certainly have the right to justify why I (and others) should give money elsewhere where it does affect me, such as our local Mosdos.