Go to a decent seminary go to some of the thousands of English Speaking kollel families living in Eretz Yisroel for Shabbos (many from modern backgrounds whose parents initially would not agree to offer any support) and find out how they are doing it and how long the average does it for. Does the wife have a degree? how did she get it? Did parents come around? etc Hashem certainly doesnt lack funds to be able to take care of the thousands of kollel families I’m pretty sure one more young couple wont break his bank. There is nothing greater for your marriage and for your future progeny than spending the first few years of your marriage in a kollel setting. Husband learning and you and him being mosser nefesh for Torah. Good Luck
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