Reality check: it is prohibited to rely on miracles (see, for example, Iggerot Moshe, Orach Chaim 2:111 and 4:48 on buying insurance). if you have a lucrative profession and are willing to work full-time while juggling kids and your huband has a future in Tora (= he has the potential to be a r”m/rosh yeshiva/rav/dayan) then it is possible. However, if you do not have such a profession (kollelim pay very little – when they pay) you are heading for a life a poverty.If you do not mind that is your decision but you should go in with open eyes. Moreover, if your husband is just going to warm a chair in a bet midrash it is really questionable if it is even permitted l’chatchila. Better that the place should go to someone who has a reasonable future in Tora and you and your husband support Tora institutions.
