First of all, on how high a level have you learned chumash and navi? Have you taken any entrance exams (does Michlala still give those?) and what did you think of them?
OOT = Out of Town.
How many credits do you have / what percent of your major have you finished? Depending on how far you are in the field already, you may be able to do research in Israel, and go to seminary classes at night.
You may be underestimating the effect of 10 months of listening to beliefs contrary to yours. It would probably be best if you went to a seminary that endorsed college – from the sound of it, you want an academic college that will help you grow through what you believe, not one that you will end up block out most of their lessons.