Queen and to other that dont believe in insurance.
Untill you read the agrus moshe orah chaim (if you would like a copy i can send you one) please do not state what you think rabbonim think on this matter. also for those that dont have it you really should think twice about your wife and children and the burden you will put them through. That is a notgood situation your family. what shall we tell them you had betuchon that all your friend will support you wife and kids for the next 50 years?