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Out of town Jews appear better off materially than New York City Jews since the cost of housing is radically cheaper. In Baltimore, probably the second largest kehillah on the east coast, a one family house, detached, with a yard, near the largest frum shuls, can be found for under $150K. The joke is a Boro Parker asks a Baltimore realtor about houses for sale in the frum community, hears the prices, and says “I’ll take two.” This is not a “frum” issue but reflects the overall housing market since New York is infamously expensive (due to high population, limited land not to mention laws that discourage building new housing). But it isn’t an issue of New Yorkers or “out of towners” being more into gashmius.